Cresol São Joaquim - Central Cresol Sicoper

Cresol São Joaquim - Central Cresol Sicoper

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6.349
Operações de crédito (Nota 9)
1 de 21
As notas explicativas da administração são parte integrante das demonstrações financeiras.
24.650
2.065
978
1.087
Permanente
Investimentos (Nota 12)
Imobilizado de uso
Total do ativo
5.127
5.124
3
31
Realizável a longo prazo
Operações de crédito (Nota 9)
Despesas antecipadas
Outros valores e bens (Nota 11)
744
100
644
8.213
Relações interfinanceiras (Nota 8)
Outros créditos
Rendas a receber
Diversos (Nota 10)
2.062
59
17.458
2015
Títulos e valores mobiliários (Nota 7)
Disponibilidades (Nota 6)
Circulante
Ativo
Em milhares de reais
Balanço patrimonial em 31 de dezembro
22.725
1.928
1.551
377
6.520
6.520
-
20
661
119
542
3.301
3.211
7.039
45
14.277
2014
Cooperativa de Crédito Rural com Interação Solidária de São Joaquim
24.650
5.706
4.011
1.139
556
Patrimônio líquido (Nota 17)
Capital social
Fundo de reserva
Sobras acumuladas
Total do passivo e do patrimônio líquido
3.952
3.952
452
1
263
44
144
3.430
23
11.087
2.120
8.967
14.992
2015
Exigível a longo prazo
Obrigações por empréstimos e repasses (Nota 14)
Outras obrigações
Cobrança e arrecadação de tributos e assemelhados
Sociais e estatutárias
Fiscais e previdenciárias
Diversas (Nota 15)
Obrigações por empréstimos e repasses (Nota 14)
Relações interdependências
Depósitos (Nota 13)
Depósitos à vista
Depósitos à prazo
Circulante
Passivo
22.725
5.023
3.963
611
449
5.020
5.020
247
1
88
82
76
3.019
18
9.398
1.775
7.623
12.682
2014
Cooperativa de Crédito Rural com Interação Solidária de São Joaquim
Demonstração de sobras ou perdas
Exercícios findos em 31 de dezembro
Em milhares de reais
2015
2014
2.563
1.354
744
465
2.189
1.282
728
179
(1.253)
(1.413)
(189)
349
(1.061)
(629)
(226)
(206)
Resultado bruto da intermediação financeira
1.310
1.128
Outras receita e despesas operacionais
Receitas de prestação de serviços (Nota 18)
Despesas de pessoal (Nota 19)
Despesas administrativas (Nota 20)
Despesas tributárias
Outras receitas operacionais (Nota 21)
Outras despesas operacionais (Nota 22)
(656)
400
(721)
(372)
(4)
312
(271)
(235)
287
(521)
(373)
(12)
488
(104)
Resultado operacional
654
893
Resultado não operacional
137
38
Resultado antes da tributação sobre lucro
791
931
(6)
(3)
(3)
(8)
(4)
(4)
785
923
Receitas da intermediação financeira
Operações de crédito (Nota 9)
Receita de centralização financeira
Receita com títulos e valores mobiliários
Despesas de intermediação financeira
Operações de captação no mercado (Nota 13)
Operações de empréstimos e repasses (Nota 14)
Provisão para créditos de liquidação duvidosa (Nota 9)
Imposto de renda e contribuição social
Provisão para imposto de renda
Provisão para contribuição social
Sobras do exercício
As notas explicativas da administração são parte integrante das demonstrações financeiras.
2 de 21
Cooperativa de Crédito Rural com Interação Solidária de São Joaquim
Demonstração das mutações do patrimônio líquido
Em milhares de reais
Capital
social
Fundo de
reserva
Sobras
acumuladas
Total
Em 1 de janeiro de 2014
Distribuição de sobras (Nota 17 (f))
Integralizações de capital
Baixas de capital
Sobras do exercício
Destinações legais e estatutárias
FATES (Nota 17 (e))
Reserva Legal (Nota 17(d))
Juros ao capital próprio (Nota 17 (c))
3.482
207
222
(299)
-
347
207
-
414
(414)
923
4.243
222
(299)
923
351
57
-
(66)
(57)
(351)
(66)
-
Em 31 de dezembro de 2014
3.963
611
449
5.023
Em 1 de janeiro de 2015
Distribuição de sobras
Integralizações de capital
Baixas de capital
Sobras do exercício
Destinações legais e estatutárias
FATES (Nota 17 (e))
Reserva Legal (Nota 17(d))
3.963
246
(198)
-
611
449
-
449
(449)
785
5.023
246
(198)
785
-
79
(150)
(79)
(150)
-
Em 31 de dezembro de 2015
4.011
1.139
556
5.706
o
o
As notas explicativas da administração são parte integrante das demonstrações financeiras.
3 de 21
Cooperativa de Crédito Rural com Interação Solidária de São Joaquim
Demonstração dos fluxos de caixa
Exercícios findos em 31 de dezembro
Em milhares de reais
2015
2014
791
931
(303)
46
(349)
244
38
206
(333)
4.977
(5.002)
(1.303)
(86)
(11)
1.689
(657)
5
55
(200)
(6.422)
2.365
1.788
(482)
619
3.107
(1.164)
5
(16)
(6)
(8)
149
967
Fluxos de caixa das atividades de investimentos
Baixa (aquisição) de investimentos
Aquisição de imobilizado de uso
573
(756)
(813)
(65)
Caixa líquido aplicado nas atividades de investimento
(183)
(878)
Fluxos de caixa das atividades de financiamentos
Aumento de capital
Baixas de capital
246
(198)
222
(299)
Caixa líquido (aplicado nas) gerado pelas atividades de financiamentos
48
(77)
Aumento líquido de caixa e equivalentes de caixa
14
12
Caixa e equivalentes de caixa no início do exercício (Nota 6)
45
33
Caixa e equivalentes de caixa no fim do exercício (Nota 6)
59
45
Fluxos de caixa das atividades operacionais
Sobras antes do imposto de renda e da contribuição social
Ajustes as sobras líquidas
Despesas de depreciação
Provisão para créditos de liquidação duvidosa
Variações patrimoniais
Títulos e valores mobiliários
Relações interfinanceiras
Operações de crédito
Outros créditos
Outros valores e bens
Depósitos
Obrigações por empréstimos e repasses
Relações interdependências
Outras obrigações
Imposto de renda e contribuição social pagos
Caixa líquido gerado pelas atividades operacionais
As notas explicativas da administração são parte integrante das demonstrações financeiras.
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