Event Program Programme de l`Evènement Programa do Evento

Promoting Transparent Pricing in the Microfinance Industry
African Microfinance Pricing Transparency Leadership Forum
Event Program
October 5-7, 2011 | Nairobi, Kenya
Forum Africain de Leadership sur la Tarification Transparente
Programme de l’Evènement
Du 5 au 7 octobre 2011 | Nairobi, Kenya
Fórum dos Líderes Africanos Sobre a Fixação de Preços
Transparente nas Microfinanças
Programa do Evento
De 5 a 7 de Outubro, 2011 | Nairobi, Kenya
African Microfinance Pricing
Transparency Leadership Forum
The African Microfinance Pricing Transparency Leadership Forum, taking place October 5-7, 2011, will
provide policymakers and regulators with the opportunity to exchange their experiences in facilitating
client protection and pricing disclosure in the microfinance industry. Attendees include policymakers,
regulators and networks organized into teams representing their respective countries, including more
than 20 nations from East, West and Southern Africa. The event is structured as follows:
Day 1: Training on pricing transparency
calculations and pricing disclosure policy
development by MFTransparency pricing
experts. MFTransparency will also share
findings from our projects in 18 African
countries to illustrate how effective policies
can directly influence transparent pricing
practices.
Day 2: Working sessions through which
regulators and policymakers will discuss
strategies for developing and implementing
pricing disclosure policy. These sessions will
cover themes such as financial education,
standards for reporting and pricing formulas for effective disclosure.
Day 3: Development of action plans by country teams for applying the learnings of the event to
facilitate an environment for transparency in their respective microfinance markets. Preeminent
policy experts and technical assistance providers will be in attendance to provide support to
country teams in this process.
All sessions will be given in English, French and Portuguese and will address trends and issues specific to
the regulatory schemes of the participating countries.
The African Microfinance Pricing Transparency Leadership Forum is part of a larger initiative called the
African Regulator Project. Following the Leadership Forum, this project will also include the
development of several policy tools and manuals as well as two additional regional followup events, one
in West Africa and another in East Africa. Through this project MFTransparency seeks a lasting impact on
the policy and practice of pricing disclosure and client protection in microfinance in Africa. Our goal is to
work with regulators so that the interests of different stakeholder groups, including clients, financial
institutions and funders, are met in a strong, transparent microfinance industry.
For more information about upcoming components of the African Regulator Project please contact
Jordan Filko at [email protected]
Forum Africain de Leadership sur la
Tarification Transparente en Microfinance
Le Forum Africain de Leadership sur la Tarification Transparente en Microfinance, prévu du 5 au 7
octobre 2011, offrira aux décideurs et aux régulateurs la possibilité d'échanger leurs expériences en
matière de mise en œuvre de protection du client et de divulgation de tarifs dans le secteur de la
microfinance. Parmi les participants figurent des décideurs, des régulateurs et des associations
professionnelles organisés en équipes représentant leurs pays respectifs, dont plus de 20 nations
d’Afrique de l'est, de l'ouest et australe. L'événement est structuré comme suit :
Jour 1 : Formation sur les calculs de tarification transparente et sur le développement de politique
de divulgation de la tarification par les experts en tarification de MFTransparency. MFTransparency
partagera également les résultats de nos projets dans
18 pays africains afin d’illustrer la façon dont des
politiques efficaces peuvent directement influencer les
pratiques de tarification transparentes.
Jour 2: Séances de travail pendant lesquelles les
régulateurs et décideurs discuteront des stratégies de
développement et de mise en œuvre de politique de
divulgation des tarifs. Ces sessions couvriront des
thèmes comme l’éducation financière, les normes de
reporting et de formules pour une divulgation effective.
Jour 3: Elaboration de plans d'action par les équipes
pays pour appliquer les enseignements de l'événement afin de favoriser un environnement propice à
la transparence dans leurs secteurs respectifs de microfinance. D’éminents experts en matière de
politique ainsi que des prestataires d’assistance technique seront présents afin d’apporter un appui
aux équipes pays dans ce processus.
Toutes les sessions seront en anglais, français et portugais et porteront sur les tendances et les
questions spécifiques aux régimes réglementaires des pays participants.
Le Forum Africain de Leadership sur la Tarification Transparente en Microfinance fait partie d'une
initiative plus vaste, connue sous le nom de Projet Africain de Régulateurs. A la suite du Forum de
Leadership, ce projet comprendra également l'élaboration d'outils de politique et de plusieurs manuels,
ainsi que deux autres événements régionaux de suivi, l'un en Afrique de l’ouest et un autre en Afrique
de l’est. Par ce projet, MFTransparency cherche à avoir un impact durable sur les politiques et les
pratiques de divulgation des tarifs et sur la protection des clients de la microfinance en Afrique. Notre
objectif est de travailler avec les régulateurs afin que les intérêts des différents groupes d'intervenants,
notamment les clients, les institutions financières et les investisseurs, soient réunis dans un secteur de la
microfinance fort et transparent.
Pour de plus amples informations sur les composantes du Projet Africain de Régulateurs, veuillez
contacter Jordan Filko à [email protected]
Fórum dos Líderes Africanos Sobre a Fixação
de Preços Transparentes
O Fórum de Microfinanças da Liderança Africana a ter lugar de 5 a 7 de Outubro de 2011 vai oferecer
aos fazedores de políticas e reguladores a oportunidade de intercambiar suas experiencias em relação a
facilitação da protecção do cliente e divulgação de preços no sector das microfinanças. Entre os
participantes incluem-se fazedores de políticas, reguladores e redes organizados em equipas que
representam seus respectivos países provenientes de mais de 20 nações da África Austral, Oriental e
Ocidental. O evento está estruturado da seguinte maneira:
Dia 1: Formação em cálculos de fixação de preços transparentes e no desenvolvimento de
políticas de divulgação de fixação de preços pelos especialistas em fixação de preços
transparentes
da
MFTransparency.
A
MFTransparency irá também ilustrar os
resultados dos nossos projectos em 18 países
africanos para ilustrar como políticas efectivas
podem influenciar directamente práticas de
fixação de preços transparentes.
Dia 2: Sessões de trabalho através das quais os
reguladores e os fazedores de política analisam
estratégias para o desenvolvimento e
implementação de políticas de fixação de preços
transparentes. Estas sessões cobrem temas tais
como educação financeira, padrões para os
relatórios e fórmulas de preços para a divulgação efectiva.
Dia 3:Desenvolimento de planos de acção por equipas de país para aplicação do que foi
aprendido no evento para facilitar um ambiente de transparência nos seus respectivos
mercados de microfinanças. Especialistas de políticas proeminentes e fornecedores de
assistência técnica estarão presentes para apoiar as equipas do país neste processo.
Todas as sessões serão dadas em Inglés, Francés e Português e vão tratar das tendências e questões
específicas do esquema regulatório dos países participantes.
O fórum dos líderes africanos sobre a fixação de preços transparentes faz parte de uma iniciativa maior
chamada Projecto de Reguladores Africanos. Após o Fórum dos Líderes este projecto irá incluir também
o desenvolvimento de várias ferramentas políticas e manuais assim como dois eventos regionais
adicionais, um na África Ocidental e outro na África Oriental. Através deste projecto a MFTransparency
busca um impacto duradouro na política e prática da divulgação de preços e protecção de clientes no
sector das Microfinanças em África . O nosso objectivo é trabalhar com os reguladores de modo que os
interesses dos diferentes grupos das partes interessadas incluindo clientes, instituições financeiras,
financiadores sejam satisfeitos numa indústria de microfinanças forte e transparente.
Para mais informação sobre os próximos componentes do Projecto de Reguladores Africanos queira por
favor contactar Jordan Filko no [email protected]
Forum Agenda
Day 1: Wednesday October 5, 2011
Time
Session & Speakers
08:30 - 09:00
Registration & Welcome Coffee/Tea
09:00 – 09:30
Opening Session and Introductions
09:30 – 11:00
Training Session 1
MFTransparency
How Microfinance Differs from Traditional Finance
11:00 – 11:30
Coffee and Tea Break
11:30 – 12:45
Training Session 2
MFTransparency
Overview of basic interest rate and pricing methods
12:45 – 14:00
Lunch
14:00– 15:30
Training Session 3
MFTransparency
Calculating Prices: Variety Among Official Country Rates
15:30 – 16:00
Coffee and Tea Break
16:00 – 17:30
Training Session 4
MFTransparency
Pricing Disclosure and Truth-in-Lending Policy: International Examples and Standards
17:30 – 18:00
Closing Session
Q&A
Day 2: Thursday October 6, 2011
Time
Session & Speakers
08:30 - 09:00
Registration & Welcome Coffee/Tea
09:00 – 09:45
Inaugural Address
 Mr. Yves Terracol, Regional Director, Agence Française de Développement
 Mr. Chuck Waterfield, CEO, MicroFinance Transparency
 Professor Njuguna Ndung’u, Governor, Central Bank of Kenya
09:45 – 10:30
Topic: Standards for Responsible Finance
 Mr. Djibril Maguette Mbengue, Microfinance Specialist, CGAP
 Ms. Justine Bagyenda, Executive Director Supervision, Bank of Uganda
 Mr. Chuck Waterfield, CEO, MicroFinance Transparency
10:30 – 11:00
Coffee and Tea Break
Workshops & Roundtables
11:00 – 11:30
Pricing Calculation
Foundation Presentations
11:30 – 12:30
Pricing Calculation
Breakout Sessions (Roundtable Discussions)
12:30 – 13:00
Pricing Calculation
Report Back
13:00 – 14:15
Lunch
Day 2: Thursday October 6, 2011, Continued
Time
Session & Speakers
14:15 – 14:45
Standards for Reporting
Moderated Discussion
14:45 – 15:45
Standards for Reporting
Breakout Sessions (Roundtable Discussions)
15:45 – 16:15
Standards for Reporting
Report Back
16:15 – 16:30
Coffee and Tea Break
16:30 – 17:30
Overview of Available Resources
Short presentations from various industry experts and initiatives on resources available to
promote pricing transparency, consumer protection and financial education
19:00
Gala Dinner
Day 3: Friday October 7, 2011
Time
Session & Speakers
09:00 – 09:30
Financial Education
Moderated Discussion
09:30 – 10:30
Financial Education
Breakout Sessions (Roundtable Discussions)
10:30 – 11:00
Financial Education
Report Back
11:00 – 11:30
Coffee and Tea Break
11:30 – 13:00
Country Delegation Planning Session
Technical assistance providers and experts present for consultation
Opportunity for country to country meetings
13:00 – 14:15
Lunch
14:15 – 15:45
Country Delegation Planning Session
Technical assistance providers and experts present for consultation
Opportunity for country to country meetings
15:45 – 16:00
Coffee and Tea Break
16:00 – 16:45
Forum Highlights
16:45 – 17:30
Closing Remarks
Beth Porter, UNCDF
Agence Française de
Développement (AFD)
Lead Funder of the African Microfinance Pricing
Transparency Leadership Forum
Agence Française de Développement (AFD) is a bi-lateral development finance institution established in
1941 that works on behalf of the French government. Its mission is to finance development according to
France’s Overseas Development Assistance policies. AFD’s activities are aimed at reducing poverty and
inequalities, promoting sustainable economic growth, and protecting “Global Public Goods” of benefit to
all humanity.
As part of the fight against poverty strategy, AFD promotes greater access to financial services by
supporting the emergence and consolidation of financially and institutionally sustainable microfinance
institutions.
AFD has more than 20 years of experience in microfinance, with the objective of increasing financial
accessibility in poor and emerging countries. Since 2002, the microfinance activities of AFD, together
with its private sector affiliate Proparco, have represented over 373 M euros of cumulated investments.
Both entities offer a large variety of financial and non-financial instruments to support microfinance
activities: equity, loans in hard and local currency, grants, guarantees, and research and knowledge
management.
AFD has a long-standing involvement in microfinance in Sub-Saharan Africa, targeting in priority
underserved areas or segments (rural, SMEs). This region is the first beneficiary of AFD’s commitments
in microfinance (40% in 2010). AFD also has particularly extensive experience in microfinance within
fragile and post-crisis countries.
Through the collaboration of a specialized microfinance team based in Paris and its network of 66 local
representations, AFD works hand-in-hand with many partners to foster financial accessibility.
AFD, a signatory of the Smart Campaign, is committed to fostering responsible practices in microfinance.
Apart from developing specific requirements on responsible finance and social performance in its
projects, AFD works with partners to increase awareness on those issues. For example, AFD supports
CGAP and its CAPAF training programme, which aims at building capacities and fostering local synergies
between microfinance practitioners in 19 countries in sub-Saharan Africa.
AFD is very pleased to support the African Microfinance Pricing Transparency Leadership Forum, the first
ever event bringing together African leaders to discuss and develop policy and practices for responsible
microfinance in their local markets.
For more information about AFD’s microfinance activities in Africa, please contact Caroline Rozières
at [email protected] or visit www.afd.fr
Agence Française de
Développement (AFD)
Bailleur de fonds Principal du Forum Africain de Leadership
sur la Tarification Transparente en Microfinance
L’Agence Française de Développement (AFD) est une institution bilatérale de financement du
développement créé en 1941 qui travaille pour le compte du gouvernement français. Sa mission est de
financer le développement en accord avec les politiques françaises d'aide au développement à
l’étranger. Les interventions de l’AFD visent à lutter contre la pauvreté, à promouvoir une croissance
économique durable et à protéger les « Biens Publics Mondiaux » pour le bénéfice de l’humanité toute
entière.
Dans le cadre de la stratégie de lutte contre la pauvreté, l'AFD favorise un meilleur accès aux services
financiers en soutenant l'émergence et la consolidation d’institutions de microfinance financièrement et
institutionnellement viables.
L'AFD a plus de 20 ans d'expérience en microfinance, avec pour objectif l’augmentation de l'accessibilité
financière dans les pays pauvres et émergents. Depuis 2002, les activités microfinance de l'AFD, en
collaboration avec sa filiale du secteur privé Proparco, ont représenté plus de 373 millions d’euros
d'investissements cumulés.
Les deux entités offrent une grande variété d'instruments financiers et non financiers pour soutenir les
activités de microfinance: participations, prêts en devises fortes et locales, subventions, garanties,
recherche et gestion des connaissances.
L'AFD est engagée depuis longtemps en microfinance en Afrique sub-saharienne, et cible en priorité les
secteurs ou segments mal desservis (rural, PME). Cette région est la première bénéficiaire des
engagements de l'AFD en microfinance (40% en 2010). L'AFD a également une vaste expérience en
matière de microfinance dans les pays fragiles et en situation post-crise.
Grâce à la collaboration d'une équipe spécialisée en microfinance basée à Paris et son réseau de 66
représentations locales, l'AFD travaille main dans la main avec de nombreux partenaires pour favoriser
l'accessibilité financière.
L'AFD, l'un des signataires de Smart Campaign, est déterminé à favoriser des pratiques responsables en
matière de microfinance. Outre l'élaboration d'exigences spécifiques sur la finance responsable et la
performance sociale dans ses projets, l'AFD travaille avec des partenaires pour accroître la
sensibilisation sur ces questions. L'AFD soutient par exemple, le CGAP et son programme de formation
CAPAF, qui vise à renforcer les capacités et en favorisant les synergies locales entre les praticiens de la
microfinance dans 19 pays d'Afrique sub-saharienne.
L'AFD est ravie d'appuyer la microfinance à travers le Forum Africain de Leadership sur la Tarification
Transparente en Microfinance, le premier événement du genre à réunir les leaders africains pour
discuter et élaborer des politiques et pratiques de microfinance responsable dans leurs marchés locaux.
Pour plus d’informations sur les activités de l’AFD en microfinance en Afrique, veuillez contacter Caroline
Rozières à [email protected] ou visitez www.afd.fr
Agence Française de
Développement (AFD)
Financiador Líder do Fórum dos Líderes Africanos pela
Fixação de Preços Transparentes nas Microfinanças
AgenceFrançaise de Développement (AFD) é uma instituição Financeira de desenvolvimento bi-lateral
fundada em 1941 que trabalha em nome do Governo Francês. Sua missão é a de financiar o
desenvolvimento de acordo com as Políticas Francesas de Assistência ao Exterior. As actividades da AFD
são destinadas a reduzir a pobreza e as desigualdades, promover o crescimento económico sustentável,
e proteger “Bens Públicos Mundiais” de benefício para toda a humanidade.
Como parte da estratégia da luta contra a pobreza, a AFD promove maior acesso a serviços financeiros
através do apoio ao surgimento e consolidação de instituições microfinanceiras institucionalmente e
financeiramente sustentáveis
AFD tem mais de 20 anos de experiencia em microfinanças com o objectivo de aumentar a
acessibilidade financeira dos países pobres e emergentes. Desde 2002, as actividades de microfinanças,
juntamente com a sua filial do sector privado Proparco tem representado mais de € 373 M de
investimentos acumulados.
Ambas entidades oferecem uma grande variedade de instrumentos financeiros e não financeiros para
apoiarem as actividades de microfinanças: Participações, empréstimos em divisas e em moeda local,
doações, garantias e pesquisa e gestão de conhecimento.
AFD tem um envolvimento de longa data em microfinanças na África Sub-sahariana, tendo como alvos
áreas prioritárias carentes ou segmentos (rural, as PME). Esta região é o primeiro beneficiário de
compromissos da AFD em microfinanças (40% em 2010). AFD também tem experiencia particularmente
extensa em microfinanças em países frágeis e em situação de pós-crise.
Através da colaboração de uma equipe especializada de micro crédito com sede em París e sua rede de
66 representações locais, AFD trabalha lado a lado com muitos parceiros para promover a acessibilidade
financeira.
AFD, um dos signatários da Campanha Smart, está empenhada em promover práticas responsáveis nas
microfinanças. Além do desenvolvimento de requisitos específicos em finanças responsáveis e
desempenho social nos seus projectos, AFD trabalha com parceiros para aumentar a conscientizaçao
sobre essas questões. Por exemplo, AFD apoia CGAP e seu programa de formação CAPAF, que visa a
reforçar as capacidades e favorecer as sinergias locais entre os profissionais de microfinanças em 19
países da África subsaariana .
AFD está muito satisfeita em apoiar o Fórum dos Líderes Africanos para a transparência dos Preços, o
primeiro evento que reúne líderes Africanos para discutir e desenvolver políticas e práticas para as
microfinanças responsáveis nos seus mercados locais.
Para mais informação acerca das actividades da AFD em África, queira por favor contactar Caroline
Rozières no [email protected] ou visite www.afd.fr
Steering Committee
The following individuals contributed to the development and planning of the African Microfinance
Pricing Transparency Leadership Forum, contributing to the content of the agenda, culling the list of
invited participants and conceptualizing the overall event.
Mr. Davy Serge Azakpame
Chief Executive Officer
African Microfinance Institutions Network (AFMIN)
Davy Serge AZAKPAME, Chief Executive Officer of AFMIN, joined AFMIN in 2005. As CEO of AFMIN, he
designed regional and country-specific programs which address the needs of networks members and the
microfinance sector in Africa. He trained network leaders in Performance Monitoring analysis and tools
within Africa and organized some regional conferences and trainings on different topics (Innovations,
Microenterprise, Social Performance Management, Rural Finance, Performance Monitoring, Network
sustainability, Network Assessment). He coordinates SPM regional projects and Consumer Protection
initiatives in Africa. He served as a consultant at UNDP, UNCDF, MIX, Women's World Banking, Frankfurt
School of Finance and Management, European Union and Planet Finance. He is also a member of the
Global Microcredit Summit Committee and the Social Performance Task Force. He holds, from Morocco,
a Masters Degree in Agricultural Economics with a major in Rural Economics.
Ms. Alexandra Fiorillo
Chief Operating Officer, Global Programs
MicroFinance Transparency
As Chief Operating Officer of MicroFinance Transparency, Alexandra oversees global programs and
operations for all Transparent Pricing Initiatives. She has ten years of experience in the microfinance
industry and with experience in Africa, Asia, Latin America and the Middle East. Before joining
MFTransparency she worked for ACCION International on the Marketing and Product Development and
Global Investments teams.
Prior to ACCION, Alexandra worked as a microfinance consultant to numerous organizations including
Microfund for Women in Jordan, DFID's Financial Sector Deepening Project of Uganda, Agora
Partnerships in Nicaragua, and Development Alternatives, Inc./USAID. She was a Fulbright Scholar in
Ecuador and conducted research on rural and indigenous microfinance in the Amazon jungle. Alexandra
holds a Master of International Affairs from Columbia University and a Bachelor of Arts in Economics
and Latin American Studies from Connecticut College where she wrote her Honors Thesis on Banco
Solidario in Ecuador.
Mr. Djibril Maguette Mbengue
Microfinance Specialist
Consultative Group to Assist the Poor (CGAP)
Djibril joined CGAP in 2007 as part of Africa Team and has been involved in “Government & Policy and
Donors/Investors” activities. In 2009, he became a member of CGAP’s Government and Policy Team,
focusing on issues and activities within Sub-Saharan Africa. Since 2011, he has been leading CGAP’s
“Regulation and Supervision” activities. Djibril serves as trainer in CGAP's financial and operational
management courses for MFIs and donor-investors, and he is a member of the Boulder microfinance
faculty since 2005. Before joining CGAP, he was a portfolio technical manager at the United Nations
Capital Development Fund where he was involved in several inclusive finance projects in West and
Central Africa. From 2000 to 2004 he served as director of operations at REMIX, a microfinance
consulting firm. Previously, Djibril was responsible for Internal Control at Crédit Mutuel du Senegal, a
savings and credit cooperative network. He holds a master’s degree in business administration and
speaks English and French.
Ms. Beth Porter
Policy Advisor, Financial Inclusion
United Nations Capital Development Fund (UNCDF)
Ms. Beth Porter has over twenty years of experience in microfinance and organizational development in
30 countries in Africa, Asia and Latin America. Ms. Porter is Policy Advisor at UNCDF where she provides
policy guidance and support to the global team on financial inclusion. She previously launched and
directed the YFS-Link initiative at Making Cents International to build the capabilities of financial services
providers and youth-serving organizations in youth-inclusive financial services. At Freedom from
Hunger, Ms. Porter led program strategy and managed delivery of integrated microfinance services to
1.2 million women and their families in 16 countries. Ms. Porter has provided technical assistance and
training in strategic and business planning, product design, and organizational effectiveness and
operational efficiency, and is experienced in program appraisal, design and evaluation. Ms. Porter is on
the boards of the SEEP Network, the Bolivian MFI CRECER, the Smart Campaign, Child and Youth Finance
International, and the YFS-Link initiative. She is also a founder of Women Advancing Microfinance
(WAM)-International and past Chair of WAM-Northern California.
Ms. Caroline Rozières
Investment Officer, Financial Sector and Private Sector Development Unit
Agence Française de Développement (AFD)
Caroline Rozières is an investment officer at AFD where she appraises and supervises microfinance
projects in Africa (Mali, Burkina Faso, Niger and Côte d’Ivoire) and in the Middle East (Lebanon, Jordan).
She has conducted projects involving both direct support to microfinance institutions and the
strengthening of the financial infrastructure.
She worked for several years as an advocacy officer in international development NGOs in Brussels and
Paris, before joining AFD in 2008. She collaborated on various articles and publications on development
aid, such as Severino and Debrat’s “Idées Reçues: l’aide au développement” (le Cavalier Bleu, 2009).
Caroline holds two Masters Degrees in public affairs and international law from the Paris Institute of
Political Studies and the Panthéon-Assas University (Paris, France).
Mr. Chuck Waterfield
Chief Executive Officer
MicroFinance Transparency
Chuck Waterfield has 25 years of experience in microfinance, with a mixture of practical field experience
(six years starting MFIs in both Haiti and Bolivia) and experience leading network strategy development
(serving as microenterprise director for both MEDA and for CARE International). He developed Microfin,
the most popular financial planning software in the microfinance industry and teaches business planning
courses around the world, with more than 3,000 microfinance professionals having been trained in his
courses. His current work as an independent consultant includes clients across the industry.
Currently on faculty of Columbia University School of International and Public Affairs, he was formerly
on the faculty of the Boulder Microfinance Training Program for ten years and Southern New Hampshire
University’s Microenterprise Development Institute for eight years. In addition to Microfin, he has a
broad range of products and publications including the SEEP FRAME Tool, the CARE Credit and Savings
Sourcebook, and CGAP Handbook on Management Information Systems. In 2008, he founded
MicroFinance Transparency and works as the CEO.
Comité de Pilotage
Les personnes suivantes ont contribué à l'élaboration et à la planification du Forum Africain de
Leadership sur la Tarification Transparente en Microfinance, apportant leur contribution au programme,
arrêtant la liste des participants invités et la conceptualisation globale de l'événement.
M. Davy Serge Azakpame
Directeur Exécutif
Réseau Africain de Micro Finance (AFMIN)
Davy Serge AZAKPAME, Directeur Exécutif de l’AFMIN, a rejoint l’AFMIN en 2005. En tant que Directeur
Exécutif de l’AFMIN, il a conçu des programmes régionaux et spécifiques aux pays, qui répondent aux
besoins des membres des réseaux et au secteur de la microfinance en Afrique. Il a formé les dirigeants
des réseaux aux outils et à l'analyse du suivi de la performance en Afrique et a organisé des conférences
régionales et des formations sur différents thèmes (l’Innovation, la Micro entreprise, la Gestion des
Performances Sociales, le Financement Rural, le Suivi de la Performance, la viabilité des réseaux,
l’Evaluation des Réseaux). Il coordonne les projets et initiatives régionales de SPM et les initiatives de
Protection des Consommateurs en Afrique. Il a travaillé comme consultant auprès du PNUD, du FENU,
du MIX, de Women's World Banking, de la Frankfurt School of Finance and Management, de l'Union
Européenne et de Planet Finance. Il est également membre du Comité du Sommet Mondial du
Microcrédit et la Social Performance Task Force. Il est titulaire d’une maîtrise en Economie Agricole,
spécialité Economie Rurale du Maroc.
Ms. Alexandra Fiorillo
Directrice des Opérations, Programmes Globaux
MicroFinance Transparency
En tant que Directrice des Opérations de MicroFinance Transparency, Alexandra supervise les
programmes globaux et les opérations pour toutes les Initiatives de Tarification Transparente. Elle
détient dix ans d'expérience dans le secteur de la microfinance avec des expériences en Afrique, Asie,
Amérique latine et au Moyen-Orient. Avant de rejoindre MFTransparency elle a travaillé pour ACCION
International dans les équipes de Développement Marketing et Produit et d’Investissement Mondial.
Avant ACCION, Alexandra a travaillé comme consultante en microfinance pour de nombreux
organismes, dont Microfund for Women en Jordanie, le Projet d’approfondissement du secteur financier
en Ouganda de DFID, Agora Partnerships au Nicaragua, et Development Alternatives, Inc./USAID. Elle a
bénéficié d’une bourse Fulbright en Equateur pour conduire des recherches sur la microfinance rurale et
indigène dans la jungle amazonienne. Alexandra est titulaire d'un Master en Affaires Internationales de
l’Université de Columbia et d’une Licence en Economie et en Etudes latino-américaines du Connecticut
College ou elle a écrit sa these avec distinction sur Banco Solidario en Equateur.
M. Djibril Maguette Mbengue
Spécialiste en Microfinance
Groupe Consultatif d’Assistance aux Pauvres (CGAP)
Djibril a rejoint le CGAP en 2007 en tant que membre de l’équipe Afrique et a participé aux activités
«Gouvernement & Politiques et Bailleurs de fonds /Investisseurs». En 2009, il est devenu membre de
l’équipe Gouvernement et Politique du CGAP, qui s’est concentré sur les questions et les activités de
l'Afrique Subsaharienne. Depuis 2011, il mène les activités « Réglementation et Supervision» du CGAP.
Djibril travaille en tant que formateur pour les cours du CGAP en gestion financière et opérationnelle
pour les IMF et les bailleurs de fonds-investisseurs et il est membre de la faculté de microfinance de
Boulder depuis 2005. Avant de rejoindre le CGAP, il était gestionnaire technique de portefeuille au sein
du Fonds d’Equipement des Nations Unies où il a été impliqué dans plusieurs projets de finance inclusive
en Afrique occidentale et centrale. De 2000 à 2004 il a travaillé comme Directeur des Opérations de
REMIX, une firme de consultation en microfinance. Auparavant, Djibril était responsable du contrôle
interne au Crédit Mutuel du Sénégal, un réseau de coopératives d'épargne et de crédit. Il possède un
Master en administration des affaires et parle l'anglais et le français.
Ms. Beth Porter
Conseillère en matière de Politique, Inclusion Financière
Fonds d’Equipement des Nations Unies (FENU)
Ms. Beth Porter a plus de vingt ans d'expérience en microfinance et en développement organisationnel
dans 30 pays d’Afrique, d’Asie et d’Amérique Latine. Ms. Porter est conseillère en matière de politique
au FENU, où elle fournit des orientations et un appui à l'équipe mondiale sur l'inclusion financière.
Auparavant, elle a lancé et dirigé l'initiative YFS-Link Initiative à Making Cents International afin de
renforcer les capacités des prestataires de services financiers et des organisations de services financiers
inclusifs au service des jeunes. A Freedom from Hunger, Ms. Porter a dirigé la stratégie du programme
et géré la prestation de services de microfinance intégrée à 1,2 million de femmes et à leurs familles
dans 16 pays. Ms. Porter a fourni une assistance technique et des formations en planification
stratégique et opérationnelle, en conception de produits, en efficacité et effectivité organisationnelle et
dispose de l’expérience en évaluation, conception et évaluation de programmes. Ms. Porter siège au
Conseil d’Administration du Réseau SEEP, de l’IMF bolivienne CRECER, de la Smart Campaign, de Child
and Youth Finance International et de l'initiative YFS-Link. Elle est également un des fondateurs de
Women Advancing Microfinance (WAM)-International et présidente sortante de WAM-Californie du
Nord.
Ms. Caroline Rozières
Chargée d’Investissement, Unité Secteurs Financiers et Développement du Secteur
Agence Française de Développement (AFD)
Caroline Rozières est chargée d'investissement à l'AFD, où elle évalue et supervise les projets de
microfinance en Afrique (Mali, Burkina Faso, Niger et Côte d'Ivoire) et au Moyen-Orient (Liban,
Jordanie). Elle a mené des projets impliquant à la fois un soutien direct aux institutions de microfinance
et le renforcement de l'infrastructure financière.
Elle a travaillé pendant plusieurs années comme responsable du plaidoyer dans des ONG internationales
de développement à Bruxelles et à Paris, avant de rejoindre l'AFD en 2008. Elle a collaboré à divers
articles et publications sur l'aide au développement, tels que “Idées Reçues: l’aide au développement”
de Severino et Debrat (Le Cavalier Bleu, 2009).
Caroline est titulaire de deux diplômes de maîtrise en affaires publiques et droit international de
l'Institut d'Etudes Politiques de Paris et de l'Université Panthéon-Assas (Paris, France).
Mr. Chuck Waterfield
Président Directeur Général
MicroFinance Transparency
Chuck Waterfield a 25 ans d'expérience en microfinance, avec à la fois des expériences pratiques sur le
terrain (six ans à mettre en place des IMF à Haïti et en Bolivie) et de l'expérience en développement de
stratégie de réseaux (en tant que Directeur des micro-entreprises pour MEDA et CARE International). Il a
développé Microfin, le logiciel de planification financière le plus populaire dans le secteur de la
microfinance et donne des cours en planification des activités à travers le monde, avec plus de 3.000
professionnels en microfinance formés par ses cours. Son travail actuel en tant que consultant
indépendant inclut des clients du secteur.
Actuellement dans le corps professoral de la School of International and Public Affairs de l'Université de
Columbia, il était auparavant à la faculté du Programme de Formation en Microfinance de Boulder
pendant dix ans et à Microenterprise Development Institute de l’Université de Southern New Hampshire
pendant huit ans. En plus de Microfin, il a à son actif une large gamme de produits et de publications,
dont l'outil SEEP FRAME, le Credit and Savings Sourcebook de CARE, et le Manuel sur les systèmes
d'information de gestion du CGAP. En 2008, il fonde MicroFinance Transparency ou il travaille en tant
que PDG.
Comitê de Direcção
As seguintes pessoas contribuíram para o desenvolvimento e planejamento do Fórum dos Líderes
Africanos para a Transparencia de Preços no Sector das Microfinanças, contribuindo para o conteúdo da
agenda, editando a lista de participantes convidados e de conceituar o evento em geral.
Sr. Davy Serge Azakpame
Chief Executive Officer
Rede de instituiçoes Africanas de Microfinanças -African Microfinance Institutions Network (AFMIN)
Davy Serge AZAKPAME, Chief Executive Officer da AFMIN, juntou-se a AFMIN em 2005. Como CEO da
AFMIN, ele projectou programas regionais e específicos de cada país que atendem ás necessidades das
redes de membros e do sector de microfinanças na África. Ele formou líderes na análise de monitoria do
desempenho e ferramentas dentro da África e organizou algumas conferencias regionais e formação
sobre diversos temas (Inovações, Microempresa, Gestão de Desempenho Social, Finanças Rurais,
monitoria de desempenho, Redes, sustentabilidade, avaliação de Redes). Ele coordena projectos
regionais e iniciativas regionais de defesa ao consumidor. Ele actuou como consultor no PNUD,
UNCDF,MIX, Banco Mundial das Mundial das mulheres, Frankfurt School of Finance and Management,
da Uniao Europeia e Planet Finance. Ele é também membro do Comité da Cimeira Global de
Microcrédito e do grupo de trabalho de Desempenho Social. Ele possui um Mestrado em Economia
Agrícola, de Marrocos, com especialização em Economia Rural.
Ms. Alexandra Fiorillo
Directora de Operações, Programas Globais
MicroFinance Transparency
Como Directora de Operações da MicroFinance Transparency, Alexandra supervisiona programas e
operações globais para todas as iniciativas de preços transparentes. Ela tem 10 anos de experiencia no
sector de microfinanças e com experiencia na África, Ásia, América Latina e no Oriente Médio. Antes de
juntar-se a MFTransparency ela trabalhou para ACCION Internacional na área de Marketing e Produto.
Antes de ACCION, Alexandra trabalhou como consultora de microfinanças para várias organizações,
incluindo Microfund para as Mulheres na Jordânia, no projecto de aprofundamento de parcerias da DFID
em Uganda, AGORA Partnerships na Nicarágua, e Alternativas de Desenvolvimento, Inc/USAID. Ela foi
uma beneficiária do Fulbright no Equador e realizou pesquisas sobre microfinanças rurais e indígenas na
selva amazónica. Alexandra detém um Mestrado em Negócios Estrangeiros da Universidade de
Columbia e uma Licenciatura em Economia e Estudos Latino-americanos do Connecticut College, onde
ela escreveu sua tese sobre Banco Solidário no Equador.
Sr. Djibril Maguette Mbengue
Especialista em Microfinanças
Consultative Group to Assist the Poor (CGAP)
Djibril juntou-se a CGAP em 2007 como parte da equipe África e tem sido envolvido nas actividades
“Governo e Políticas e Doadores/Investidores. Em 2009, ele tornou-se membro da Equipe de Políticas e
Governo da CGAP, enfocando-se em questões e actividades dentro da África Subsaariana. Desde 2011
ele vem dirigindo as actividades de “Regulação e Supervisão “ da CGAP. Djibril actua como formador de
cursos de gestão financeira e de operações para IMF’s e doadores-investidores na CGAP, e ele é
membro da faculdade Boulder de microfinanças desde 2005.Antes de entrar na CGAP, ele era um
gestor técnico de carteira no UNCDF onde ele esteve envolvido em vários projectos de financiamento
inclusivo na África Ocidental e Central. De 2000 a 2004 actuou como director de operações da REMIX,
uma empresa de consultoria de Microfinanças. Anteriormente, Djibril era responsável de Controle
Interno na Crédit Mutuel du Senegal, uma rede de cooperativas de crédito. Ele possui um mestrado em
administração em empresas e fala Inglês e Francês.
Sra. Beth Porter
Conselheira das Políticas, Inclusão Financeira
Fundo das Nações Unidas para o Desenvolvimento de Capital-United Nations Capital Development Fund
(UNCDF)
A sra. Beth Porter tem mais de vinte anos de experiencia nas microfinanças e desenvolvimento
organizacional em 30 países na África, Ásia e América Latina. A sra. Porter é Conselheira de Políticas na
UNCDF onde ela fornece uma orientação política e apoio a equipa global sobre a inclusão financeira..
Ela anteriormente lançou e dirigiu a iniciativa YFS-Link na Making Cents International para criar
capacidades dos fornecedores de serviços financeiros inclusivos para jovens. Na Freedom from Hunger,
a Sra. Porter liderou a estratégia do programa e geriu o fornecimento de serviços de microfinanças
integradas para 1.2 milhão de famílias em 16 países. A Sra. Porter forneceu assistencia técnica e
formaçao em Planificaçao e estratégia de negócios, desenho de producto, e efectividade organizacional
,e é experiente na Concepção, avaliação e planifiicaçao de programas.A Sra. Porter faz parte do
Conselho de Administraçao da SEEP Network, a IMF Boliviana CRECER, a Smart Campaign, Child and
Youth Finance International, e a iniciativa YFS-Link. Ela é também membro fundador da Women
Advancing Microfinance (WAM)-International e no passado Presidente da WAM-Northern California.
Sra. Caroline Rozières
Oficial de Investmentos, Unidade de Desenvolvimento do Sector Financeiro e do Sector Privado
Agence Française de Développement (AFD)
Caroline Rozières é uma official de investimentos na AFD onde ela avalia e supervision projectos de
microfinanças na África (Mali, Burkina Faso, Niger e Côte d’Ivoire) e no Oriente Médio (Líbano e,
Jordania). Ela tem realizado projectos que envolvem tanto apoio directo ás instituições de micro crédito
e ao fortalecimento da infra- estructura financeira.
Ela trabalhou durante vários anos como uma oficial de advocacia em ONG’s de desenvolvimento
internacional em Bruxelas e em París, antes de unir-se a AFD em 2008.Ela colaborou em vários artigos e
publicações sobre ajuda ao desenvolvimento,tais como Severino and Debrat’s “IdéesReçues: l’aide au
développement” (le Cavalier Bleu, 2009).
Caroline detém dois Mestrados em Relaçoes Pública e Direito Internacional do Instituto París de Estudos
Políticos e da Universidade Panthéon-Assas (Paris, France).
Sr. Chuck Waterfield
Chief Executive Officer
MicroFinance Transparency
Chuck Waterfield tem mais de 25 anos de experiência nas microfinanças, com uma mistura de
experiência prática no terreno (seis anos implementando IMF’s tanto em Haiti como em Bolívia) e
experiencia na liderança de desenvolvimento de estratêgia de redes (trabalhando como director de
microempresas para MEDA e CARE Internacional). Ele desenvolveu o Microfin, o programa informático
de planejamento financeiro mais popular na indústria de microfinanças e ministra cursos de
planejamento de negócios ao redor do mundo, com mais de 3,000 professionais de Microfinanças
formados nos seus cursos. Seu trabalho actual como consultor independente inclui todo tipo de clientes
do sector.
Actualmente no corpo docente da Columbia University School of International and Public Affairs, ele fez
parte anteriormente da faculdade Boulder do programa de formaçao de Microfinanças por dez anos e
da Southern New Hampshire University’s Microenterprise Development Institute por oito anos. Além
do Microfin, ele tem uma ampla gama de productos e publicações, incluindo a ferramenta SEEP FRAME,
o livro de recursos de créditos e poupanças da CARE, e o Manual de Gestão de Sistemas de informação
da CGAP. Em 2008, ele fundou a MicroFinance Transparency e trabalha como Director Executivo.
Forum Participant List
Liste des Participants au Forum | Lista de Participantes do Fórum
Organization|Organisation
Organização
Name|Nom|Nome
Country|Pays|País
AEMFI
Wolday Amha
Ethiopia
[email protected]; [email protected]
AFD
Caroline Rozières
France
[email protected]
AFD
Guedi Ainache
Kenya
[email protected]
AFD
Léa Guillaumot
Kenya
[email protected]
AFD
Lucile Dhuy
Kenya
[email protected]
AFD
Pauline Morin
Kenya
[email protected]
AFD
Philippe Serres
France
[email protected]
AFD
Yves Terracol
Kenya
[email protected]
AFI
Crispin Bokea
Thailand
[email protected]
AMFIU
David BAGUMA
Uganda
[email protected]
AMIR
Peter Rwema
Rwanda
[email protected]
AMIR
Rita Ngarambe
Rwanda
[email protected]
AMIZ
Webby Mate
Zambia
[email protected]
ANIP-MF
Lawali
SOULEYMANE
Niger
[email protected]
APIMF
Randrianiaina
RAKOTOARIVAO
Madagascar
[email protected]
APIM-TOGO
Ali Patouani
Togo
[email protected]
APSFD / CI
Aka Gnoumon
Ivory Coast
[email protected]
APSFD / CI
Cyril Tanoe
Ivory Coast
[email protected]
APSFD/BF
Alizèta Léticia
COMPAORE
Burkina Faso
[email protected];
[email protected]
APSFD/GB
IVO Sulé Baldé
Guinée Bissau
[email protected]
Email
Organization|Organisation
Organização
Name|Nom|Nome
Country|Pays|País
APSFD/GB
Sulé Baldé IVO
Guinée Bissau
[email protected]
Assemblée National du
Bénin
Gilbert Bangana
Benin
[email protected]
Association of Commercial
Banks
Obalisi Turner
Sierra Leone
Association of
Microfinance Institutions
(AMFI)
Ben Nkungi
Kenya
[email protected]
Association Professionelle
Laurine Claire
Mbombate
Centre African
Republic
[email protected]
Bank of Sierra Leone
Samuel Jabbie
Sierra Leone
Bank of Tanzania
Janeth Hiza
Tanzania
[email protected]
Bank of Tanzania Microfinance Supervision
Department
Harry Ndambala
Tanzania
[email protected]
Bank of Uganda
Justine Bagyenda
Uganda
[email protected]
Bank of Uganda
Olive Kumali
Uganda
[email protected]
Bank of Zambia
Gladys Chongo
Mposha
Zambia
[email protected]
Bank of Zambia
Joseph Munyoro
Zambia
[email protected]
Email
-
-
Organization|Organisation
Organização
Name|Nom|Nome
Country|Pays|País
Bank of Zambia
Richard Chirwa
Zambia
[email protected]
Bankers Association of
Malawi
Lyness Nkungula
Malawi
[email protected]
Banque Centrale du Congo
Serge Mputu Nzou
DRC
[email protected]
BCEAO
George Diaw
Ivory Coast
[email protected]
BCEAO
Ghépié Anin
Senegal
[email protected]
BCEAO
Kobiané Noel Aimé
Burkina Faso
[email protected]
BCEAO
Mamadou NDIAYE
Senegal
[email protected]
BCEAO
Removille DA CRUZ
Guinée Bissau
[email protected]
BCEAO
Salem P.
AOUTCHEME
Benin
[email protected]
BCEAO
Sama Mamane
Niger
[email protected]
BCEAO
Sama Salé Takpara
Togo
[email protected]
Cellule d'Appui et de Suivi
des Institutions
Mutualistes d'Epargne et
de Crédit (CASIMEC)
Esodong Kpizing
Togo
[email protected]
Cellule de Surveillance des
Systemes Finaciers
Decentralises (CSSFD)
Louis BIAO
Benin
[email protected]
Email
Organization|Organisation
Organização
Name|Nom|Nome
Country|Pays|País
Alexandra António
Da Silva
Guinée Bissau
[email protected]
Wilqueia Seminate
Guinée Bissau
[email protected]
Central Bank of Kenya
Professor Njuguna
Ndung’u
Kenya
Central Bank of Kenya
Shem Ouma
Kenya
[email protected]
Central Bank of Liberia
Kolli Tamba
Liberia
[email protected]
Central Bank of Liberia
Musa Kamara
Liberia
[email protected]
CGAP
Djibril Mbengue
USA
[email protected]
CGAP/DFID
Moses Ochieng
Kenya
[email protected]
CNMF (Coordination
Nationale de la
MicroFinance)
Tiana RAMPARANY
RAMANARIVOSOA
Madagascar
[email protected]
Comité National de
Microfinance (CMN)
Jacques Koami
Nagnimari
Togo
[email protected]
Commission de Supervision
Bancaire et Financiere
(CSBF)
Lala Edwin P.
RABEANTOANDRO
Madagascar
Consortium Alafia
SALIOU Salomon
Benin
[email protected] ;
[email protected]
Consumer Advocacy
Society
Bernard Kihiyo
Tanzania
[email protected]
Direction de la
Microfinance
Allangba Koffi Kan
Ivory Coast
[email protected]
Direction de la Surveillance
des Institutions Financières
Marie Josée Ndaya
DRC
[email protected]
Célula de Apoio ao
Desenvolvimento da
Economia Solidária
Poupança e Crédito
(CADESPC)
Célula de Apoio ao
Desenvolvimento da
Economia Solidária
Poupança e Crédito
(CADESPC)
Email
-
-
Organization|Organisation
Organização
Name|Nom|Nome
Country|Pays|País
DMF (Direction de la
Microfinance)
Amadou Sall Dial
Senegal
DNPDR
Isabel Cossa
Mozambique
DNPDR
Leia Bila
Mozambique
[email protected]
FIMA (UNCDF)
Fletcher Chilumpha
Malawi
[email protected]
Financial Sector Deepening
Kenya
Bilha Maina
Kenya
[email protected]
FNM
Komi Koutche
Benin
[email protected]
GHAMFIN
Yaw Gyamfi
Ghana
[email protected];
[email protected]
Grameen Foundation
Erin Connor
Kenya
[email protected]
Grameen Foundation
Steve Wardle
Kenya
[email protected]
Kenya Bankers Association
Jared Getenga
Kenya
[email protected]
LIFS (UNCDF/UNDP)
Abdoul Anziz Said
Attoumane
Liberia
[email protected]
Malawi Microfinance
Network
Stewart Kondowe
Malawi
[email protected]
MasterCard Foundation
Paula Storch
Tjossem
Kenya
[email protected]
MFTransparency
Alexandra Fiorillo
USA
[email protected]
Email
[email protected]
-
Organization|Organisation
Organização
Name|Nom|Nome
Country|Pays|País
MFTransparency
Bachir Amadou
Niger
[email protected]
MFTransparency
Chuck Waterfield
USA
[email protected]
MFTransparency
Hélia Nsthandoca
Mozambique
[email protected]
MFTransparency
Jessica Massie
Rwanda
[email protected]
MFTransparency
Jordan Filko
USA
[email protected]
MFTransparency
Joseph Kiirya
Ghana
[email protected]
MFTransparency
Mélina Djre
Senegal
[email protected]
Microfinance Information
eXchange (MIX)
Audrey Linthorst
USA
Microfinance Support
Centre Limited (MSCL)
Wilson
Wamatsembe
Uganda
Microfinanza Rating
Michael Fabbroni
Kenya
[email protected]
Ministère de l'agriculture
et de l'elevage
Bakabé Ousseini
Niger
[email protected]
Ministère des Finances
Patrice Kitebi
DRC
[email protected];
[email protected]
Ministere des Finances du
Budget
Saba Abdias
Central African
Republic
[email protected]
Fortes Buli Injai
Guinée Bissau
[email protected]
Boima Kiadii
Emily Chirwa
Liberia
Malawi
[email protected]
-
Yvonne Quansah
Ghana
[email protected]
Semere Tesfaye
Ethiopia
[email protected]
Kobina Amoah
Ghana
[email protected]
Ibrahim Pedro-
Benin
[email protected]
Ministério da Economia
Plano e Integração
Regional
Ministry of Finance
Ministry of Finance
Ministry of Finance
(MoFEP)
Ministry of Finance and
Economic Development
Ministry of Finance and
Economic Planning
(MoFEP)
Ministry of Microfinance
Email
[email protected]
[email protected]
Organization|Organisation
Organização
Name|Nom|Nome
Country|Pays|País
Email
BONI
Ministry of Microfinance
Kaggwa Moses
Uganda
[email protected]
Ministry of Planning
National Bank of Ethiopia
National Credit Regulator
National Credit Regulator
Observatoire de la Qualite
des Services Financiers
PASMIF IIRDC/PNUD/UNCDF
Planet Rating
Président de la
Commission Economicofinancière
Programme d'Appui à
l'Emergence du Secteur
Inclusif et Financier
(PEA/SFI) en Centrafrique
Projet AFR/017 "Promotion
de Secteurs Financiers
dans la Zone UEMOA"
Reserve Bank of Malawi
Reserve Bank of Malawi
Supervisor Department Ministry of Finance
Tanzania Association of
Microfinance Institutions
(TAMFI)
UNCDF
Armaso B. Bawn
Abate Mitiku
Darrell Beghin
Rajeen Devpruth
Liberia
Ethiopia
South Africa
South Africa
[email protected]
[email protected]
[email protected]
-
Papa CISSE
Senegal
[email protected]
DRC
[email protected]
Kenya
[email protected]
Patrice Ezaty
Mereko
DRC
[email protected]
Dominique MALO
Centre African
Republic
[email protected]
Anne Bastin
Senegal
[email protected]
Eldin Mlelemba
Lanjes Sinoya
Malawi
Malawi
[email protected]
[email protected]
Amar Seck
Senegal
[email protected]
Winnie Terry
Tanzania
[email protected]
Amani Mbale
Bakoly Tiana
Rafanoharana
Beth Porter
Comlanvi Houenou
Issa Barro
Lorisa Canillas
Oumou Sidibé Van
Hoorebeke
John Walker
Rwanda
[email protected]
Madagascar
[email protected]
USA
Comoros
South Africa
Sierra Leone
[email protected]
[email protected].
[email protected]
[email protected]
Mozambique
oumou.sidibé[email protected]
Liberia
[email protected]
UNCDF
UNCDF
UNCDF
UNCDF
UNCDF
UNCDF
UNDP
Monah
Andriambalo
Ingrid Smit